Consumer Information

Exploring Financial Options

Students and their parents are encouraged to work closely with the NKU Office of Student Financial Assistance as they explore options in meeting college costs.

After reading the consumer information on this page, you can contact our staff for answers to any additional questions.

Our office is in Room 301 of the Lucas Administrative Center. You can contact us via email at or by phone at 859-572-5143. Our toll-free number is 1-888-225-4499.

One application is all you need

You can apply for multiple scholarships by filling out just one application at the Office of Student Financial Assistance.

Eligibility Requirements:

In order to determine your eligibility you must be fully admitted to NKU. You must annually complete the Free Application for Federal Student Aid (FAFSA). The priority deadline to file the FAFSA each year is February 1st. You will not be awarded federal, state or institutional aid until your financial aid file is complete. Learn more about completing the FAFSA with this video guide:

You must be enrolled in a degree-seeking program to receive federal financial aid. During any semester (fall,spring, or summer), you must be enrolled at least half-time to receive a Federal Direct student loan.

You must also be maintaining progress according to NKU's Satisfactory Academic Progress Policy (SAP). You must meet all federal, state and institutional eligibility requirements. All estimated awards are awarded based on of full time enrollment. Aid will be prorated or reduced depending on the actual number of hours you are enrolled.

Cost of Attendance:

The Office of Student Financial Assistance is required to establish an annual cost of attendance (COA). The COA is reflective of the student budget which includes: tuition,  room and board, books, transportation and miscellaneous expenses. Student budgets are different based on a student's residency (Kentucky resident/non-resident).

Student budgets also differentiate based on undergraduate, graduate and law programs of study. Cost of attendance can be prorated depending on the length of the term.  Please contact the Office of Student Financial Assistance if you have any questions regarding your student budget.